Wichita Falls Mortgage Rates

Mother Nature isn’t even-tempered. She destroyed the original falls on the Wichita River by flooding the area in 1886. For nearly 100 years, visitors traveled from near and far to visit the famous falls only to discover they were no more. However, if you were to purchase a home with a Wichita Falls mortgage rate you can now see the 54 foot high artificial waterfall that the city built an beside the river in Lucy Park. With a Wichita Falls 30 year mortgage rate you can purchase a decent home, picnic by the falls and enjoy all that the town has to offer.

Mortgage
Home Equity
Auto
Credit Card
Savings

Type	Rate	Avg Points
30 year fixed mortgage	5.10%	0.700
15 year fixed mortgage	4.83%	0.700
5 year ARM	5.57%	0.700

Type	Rate	Avg Points
HELOC variable	5.26%	N/A

Type	Rate	Avg Points
60 month new car loan	6.17%	N/A
36 month user car loan	0.00%	N/A

Type	Rate	Avg Points
credit card non reward	8.07%	N/A
credit card reward	9.50%	N/A
prime rate	3.25%	N/A

Type	Rate	Avg Points
bank savings account	0.15%	N/A
bank money markey account	0.97%	N/A

Recent Mortgage Rates News

December 26, 2008

Local bank completes city's first paperless mortgage closing

By Ann Work Despite all the bad news that permeated the mortgage industry in 2008, Ralph C. Dunkelberg III was determined to end the year on a positive note ...

December 15, 2008

Debt trouble

... said Monday it is still negotiating for an extension on the maturity date on $900 million mortgage loans for two Las Vegas malls. ...

Compare Rates of Wichita Falls, TX Mortgage Lenders

Wichita Falls Banking Rates can connect you with mortgage lenders offering the best rates based on your current credit score. If you’re looking for a local Wichita Falls, TX mortgage lender, send us your information today and we will help you compare rates.

Articles

Knowing your credit score pays off as this is used by lenders and credit card companies to decide whether to lend you money and at what interest rate. The score ranges from 300 to 850 — the higher the better. Seattle resident Jenny Chang said she didn’t realize “how everything in your life will depend on credit” — buying a car or a house, even renting an apartment or getting a job.

Wichita Falls, TX Mortgage Rates and Your Credit Score

Your credit score will affect the rates you are offered on your Wichita Falls, TX mortgage. If you want the lowest mortgage rates, aim for a credit score that is considered “good” or “excellent”. Don’t know your credit score? Wichita Falls Banking Rates recommends GoFreeCredit.com where you can get your free credit report and score.

Types of Mortgage Loans

There are many types of mortgage loans. Whether Wichita Falls, TX homeownership is a dream you’re working toward, or you’re looking to add to your property investments, Wichita Falls Banking Rates can help you find the best mortgage rates. The most popular types of mortgages are:

Fixed Rate Mortgages
Adjustable Rate Mortgages (ARMs)
Refinance Mortgages

No matter what type of mortgage seek, we connect you with lenders who offer adjustable rate mortgages or fixed rate mortgages, and if you’re looking to refinance you Wichita Falls, TX mortgage loan, we can help you, too.

Wichita Falls Banking Rates